Highlights:  Open banking revolutionizes lending by allowing consumers to securely share bank transaction data, [...]

Highlights:  Traditional credit files offer a limited view of creditworthiness, often excluding "thin file" or "cred [...]

Commercial lending is a bit like solving a puzzle. To understand the bigger picture of a business, namely hidden risks that might lead to [...]

For many young adults, getting their first credit card, car loan, or personal loan is an important milestone. However, for lenders, these [...]

In today’s rapidly evolving economic landscape, lenders must stay ahead of the curve by understanding emerging consumer trends and the g [...]

The lending landscape has undergone a seismic shift in recent years. Gone are the days when a simple three-digit credit score held absolut [...]

For lenders, using alternative data is becoming increasingly crucial to stay ahead and drive growth in this rapidly changing market.&nbs [...]

In today’s fast-paced lending environment, traditional credit scores and financial statements may not tell the full story. In fact, 76 [...]

The world of artificial intelligence is evolving at a dizzying pace. While traditional machine learning has long been a valuable tool for [...]

Many lenders frequently use income estimates to help inform their decisions. For example, income estimates are often used to help evalua [...]

Consumers can now take greater control of their credit information managed by the National Consumer Telecom & Utilities Exchange ( [...]

Now more than ever in this rapidly changing market, alternative data solutions can help solve some of the banking and lending industry’s [...]